Algérie : les crédits accordés par la CNEP banque ont augmenté en 2012

Les crédits accordés par la CNEP-banque durant l’exercice 2012 sont augmentation. « Durant l’année 2012, la CNEP-Banque a accordé 21 780 crédits hypothécaires aux particuliers pour un montant de 46 milliards 067 millions de dinars une évolution de 26 % par rapport à la même période de l’année 2011 », a indiqué un communiqué de la banque publique.

Selon le même document, la banque a accordé 11 850 crédits à taux bonifié de 1% pour une valeur de 20 milliards 089 millions. Ces crédits sont destinés aux citoyens qui ont acquis des logements dans le cadre du LPA (Logement promotionnel aidé). 159 citoyens ont bénéficié, quand à eux, d’un crédit à taux de bonifié de 3%, ajoute la même source. « En montant, les crédits à taux bonifiés représentent 20,8 milliards de dinars soit 45,33%. En montant, les crédits accession à la propriété sont en deuxième position pour un montant de 15,72 milliards de dinars soit 34,12%. La construction vient en troisième position avec 8,38 milliards de dinars avec un pourcentage de 18,19% », précise la même source.

Considéré comme une nouveauté, les crédits jeunes (destiné aux moins de 35 ans) constitue une part importante de crédits accordés par la CNEP-Banque. « Le crédit jeune immobilier accordé aux algériens de 35 ans et moins compte un nombre de 1522 crédits pour un montant de 5 milliards et 471 millions de dinars. Un montant qui représente 11,87 % des crédits hypothécaires octroyés. Ainsi, le crédit jeune est classé deuxième après le crédit cession de bien entre particuliers », précise la société publique, connue essentiellement pour ses crédits immobiliers.

Essaïd Wakli

Chibanis

Retraités maghrébins en France/ Les “chibanis” s’insurgent contre la précarité de leur situation

Une centaine de travailleurs maghrébins retraités en France, communément appelés “chibanis” ont dénoncé, lors d’une manifestation, des conditions de vie insoutenables. Ils ont exigé la fin des discriminations qu’ils subissent et réclament des améliorations de leur situation.  Soutenus pas plusieurs associations, dont Algériens des deux rives et leurs amis (ADDRA), une centaine de ces “chibanis” se sont donnés rendez-vous devant le siège départemental de […]

81 comments

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